Welcome to Pittsburgh Merchant Services. By accessing or using the website pittsburgh-merchantservices.com or any of our services, including but not limited to payment processing, credit card processing, POS systems, payment gateways, or related support, you agree to be bound by these Terms of Service . If you do not agree to these Terms, you may not use our Site or Services. Please read these Terms carefully and revisit them regularly, as they are subject to change.
Eligibility and Acceptance of Terms
Our Services are intended for use by legally registered businesses, merchants, and authorized individuals in Pittsburgh and the surrounding regions who seek payment solutions such as credit card processing, POS systems, or payment gateways. By using the Site or Services, you affirm that you are at least 18 years old and have the legal authority to enter into these Terms on behalf of your business or organization.
By accessing our Site or using our Services, you acknowledge your understanding and acceptance of these Terms, as well as our Privacy Policy and Cookie Policy. If you are using our Services on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.
Description of Services
Pittsburgh Merchant Services offers a comprehensive range of payment solutions for businesses, including credit card processing, merchant accounts, payment gateway integration, POS systems, and support tailored for small businesses in Pittsburgh. Our solutions are designed to streamline your payment operations, ensure secure transactions, and help your business succeed in a competitive marketplace.
Whether you are seeking reliable payment processing for Pittsburgh businesses, advanced POS system solutions, or expert guidance in managing small business payments, our services are intended to deliver maximum value, security, and flexibility to merchants of all sizes.
Account Registration and Security
To access certain features of our Services, you may be required to register for an account, provide business credentials, and create a secure password. You agree to provide accurate, current, and complete information during the registration process and to update such information as necessary to maintain its accuracy.
You are responsible for maintaining the confidentiality of your account login credentials and for all activities that occur under your account. We strongly recommend using a strong, unique password and keeping your account information confidential to protect against unauthorized access to sensitive business or payment information.
Merchant Responsibilities
As a user of Pittsburgh Merchant Services, you are responsible for complying with all applicable laws and regulations related to your business, payment processing activities, and data handling. You agree to use our Services solely for lawful business purposes, including legitimate credit card processing, POS system transactions, and payment gateway integrations.
You further agree not to use the Site or Services for fraudulent, illegal, or prohibited activities. You are responsible for ensuring your employees, agents, or third parties acting on your behalf also comply with these Terms and all applicable laws, including those related to data privacy and payment security.
Payment Processing and Transactions
Our core service offerings include secure and cost-effective credit card processing, payment processing for Pittsburgh businesses, and seamless integration with a variety of POS systems and payment gateways. All transactions processed through our systems are subject to authorization by the cardholder’s bank or payment provider, as well as the rules and regulations of card networks (e.g., Visa, MasterCard, American Express).
Transaction amounts, fees, settlement times, and any associated charges are detailed in your merchant agreement or service contract. We make every effort to process payments promptly and securely, but cannot guarantee uninterrupted or error-free transaction processing due to circumstances beyond our control, including system outages or third-party network failures.
POS Systems and Equipment
Pittsburgh Merchant Services provides POS systems and equipment as part of our comprehensive merchant service offerings. Our POS solutions are designed to streamline in-person sales, support contactless and chip card payments, and integrate seamlessly with your business operations.
Equipment and hardware may be provided on a lease, rental, or purchase basis, and remain subject to the terms of your equipment agreement. You are responsible for maintaining the security and condition of all equipment provided and for returning any leased or loaned hardware in good working order upon termination of service.
Payment Gateway Integration
For online and e-commerce businesses, we offer Pittsburgh payment gateway solutions that enable secure, real-time credit card and electronic payment processing. Our payment gateway technology is PCI-compliant, designed to help businesses reduce fraud risk and ensure the security of customer payment data.
It is your responsibility to integrate and configure the payment gateway according to our guidelines and ensure that your website or application meets industry security standards. We are not liable for security breaches or losses resulting from misconfigured integrations or third-party vulnerabilities.
Fees, Billing, and Taxes
All fees for Pittsburgh merchant services, payment processing, and related offerings will be clearly detailed in your service agreement, including transaction fees, monthly service charges, equipment fees, and any additional costs for optional services. Fees may be subject to change with notice, as described in your agreement or as required by card network rules.
You are responsible for all applicable taxes, levies, or duties imposed by governmental authorities in connection with your use of the Services. Failure to pay required fees or charges may result in suspension or termination of your account and Services.
Limitation of Liability
To the maximum extent permitted by law, Pittsburgh Merchant Services and its affiliates, officers, employees, or agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages resulting from your access to or use of our Site or Services, or from any interruption, suspension, or termination of the Services.
This limitation applies to damages arising from lost profits, loss of data, or business interruption, even if we have been advised of the possibility of such damages. In no event shall our aggregate liability to you for any claims exceed the total fees paid by you to us in the six months preceding the claim.
Changes to Terms of Service
Pittsburgh Merchant Services reserves the right to update or modify these Terms at any time. Any changes will be posted on this page with an updated effective date. Your continued use of the Site or Services after changes are posted constitutes your acceptance of the revised Terms.
We encourage you to review these Terms regularly to stay informed of your rights and responsibilities.