Reducing the total cost of payment processing takes more than negotiating a rate. It takes analytics. When you use analytics to reduce costs in payment processing, you expose hidden fee drivers, uncover authorization problems, and spot fraud patterns before they become expensive chargebacks. The goal is straightforward: turn raw transaction...
Understanding Interchange Fees: A Merchant’s Guide
Imagine a consistent flow of money coming into your company from contactless taps, in-store purchases, and online orders. Every transaction involves a careful balancing act between fees, risk, and hidden expenses. The biggest and most enigmatic participants in this dance are interchange fees. Understanding interchange as a merchant is about...